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Discount Merchant Accounts .net (DMA) offers discount credit card processing fees. Discount Merchant Accounts .net prides itself on being the lowest cost provider of merchant account services. All our credit card processing rates are based on “Interchange Plus” as opposed to the traditional “3 Tier Pricing” model.

Merchants if you are currently setup with the “3 Tier Pricing” model contact us because Discount Merchant Accounts .net can save you money. “3 Tier Pricing” comprises: 1) Qualified Rate - Cards are Swiped (This is your best credit card processing rate.), 2) Mid Qualified – Credit Cards are key entered, and 3) Non Qualified – World and Rewards Cards, Commercial Cards, and EIRF.

In a nutshell, what the “3 Tier Pricing” does is put every credit card transaction into one of the three categories mention above. Unless of course you’re a merchant processing as a MOTO merchant account then you only have a Qualified Rate and Non Qualified rate. MOTO stands for “Mail Order / Telephone Order”. MasterCard and Visa actually have over a dozen different rate categories which is called Interchange.

By pricing the merchant account based on the “Interchange Plus” pricing model, there will be extra savings generated, because the “3 Tier Pricing” model frequently defaults to the highest “Mid-Qualified” and/or “Non-Qualified” MasterCard and/or Visa interchange rate.





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Discount Merchant Accounts .net, 252 Central Ave, PO Box 313, Silver Creek, NY 14136
Phone: 1-800-315-9289 Fax: 716-934-2643

Discount Merchant Accounts .net is an Independent Sale Group (ISG) for 1st National Merchant Services.